Installments of foreign currency loans in CHF to be a record high
22:57
The installments of the loan taken in Swiss francs are the highest in history,- according to calculations by Jarosław Sadowski from Expander. The Swiss franc on Friday, November 19, exceeded the level of PLN 4.47. As it results from the calculations of Jarosław Sadowski, which 300Gospodarka.pl saw, exceeding this rate means that the loan installments in this currency have increased to the highest in history. As the analyst points out, the CHF loan installment is the highest regardless of when the loan was disbursed.
For example – the calculation of the loan installment amount in CHF for a sample loan taken on August 1, 2008, for PLN 300,000 for 30 years, in which the margin is 1.3 percent shows that the sum of the already repaid installments is PLN 297,741. The remaining debt in francs amounts to CHF 93,966, which at the exchange rate of PLN 4.47 per franc is PLN 420,028.
The Polish zloty depreciates against the most important currencies almost every day. Moreover, analysts predict that the zloty will deteriorate in the near future.