Now almost everyone qualifies for a mortgage loan

Rapidly growing competition on the market has forced banks to review their credit policy. Minor delays in payment of one or two installments, which a few years ago would have resulting in a client being backlisted, now are not a problem. The same is with minor outstanding payments. Among the more lenient banks are Lukas Bank, Dom Kredytowy Notus, Dom Bank, GE Money Bank, PKO BP, and BZ WBK. The threshold outstanding sum is currently a few hundred zloties, while a delay cannot have exceeded 90 days, but even these conditions may soon change, depending on the development of competition on the mortgage loans market. The terms for such unreliable clients are slightly worse, although no bank will openly admit it. (Dziennik, August 12-13, p.18) J.L