Plastic not so fantastic
According to a survey conducted by IQS and Quant Group for the Polish Security Printing Works (PWPW), payment-card ownership is relatively high in Poland, but people are still reluctant to make full use out of them. Withdrawing cash from an ATM is far ahead of any other type of card transactions - with 60 percent of cardholders withdrawing cash at least once a week.
Among bank-account owners, 67 percent have at least one card at their disposal. The most widespread are debit cards (49 percent) with less people declaring the ownership of a credit card (21 percent) or charge card (six percent).
Only 24 percent of respondents will always opt for card payment, 18 percent pay with a card only when doing major shopping, and eight percent avoid card payments altogether. The minimum amount paid by card equals around zł.57, but 80 percent of Polish cardholders would use their cards in case of smaller sums, if only shops would accept them. The majority of cardholders are city dwellers with secondary school or higher education.
In Q1, there were around 17.7 million payment cards in Poland used in 175 million transactions worth zł.41.5 billion.
Among bank-account owners, 67 percent have at least one card at their disposal. The most widespread are debit cards (49 percent) with less people declaring the ownership of a credit card (21 percent) or charge card (six percent).
Only 24 percent of respondents will always opt for card payment, 18 percent pay with a card only when doing major shopping, and eight percent avoid card payments altogether. The minimum amount paid by card equals around zł.57, but 80 percent of Polish cardholders would use their cards in case of smaller sums, if only shops would accept them. The majority of cardholders are city dwellers with secondary school or higher education.
In Q1, there were around 17.7 million payment cards in Poland used in 175 million transactions worth zł.41.5 billion.
