Poles still sceptical about credit cards

Only 20 percent of Poles had credit cards as of the end of the fourth quarter of 2014, according to the National Bank of Poland, Polish Radio reported. As much as one third of its owners use them occasionally or do not use them at all. "Some part of Poles is very careful about their shopping using credit cards, they do not over use them because they know it is debt to repay, " professor Waldemar Rogowski from Credit Information Bureau pointed out. "In comparison with high developed countries, there are few credit cards in Poland. There are a few card per person, in Poland it is 1.3 card per woman. In total, we have around 6.3 million credit cards," Rogowski informed.

Rogowski added that women have lower limits on their credit cards, but they do better when it comes to repaying them