Already 85% of parents buy a school policy for the child

Every year, tens of thousands of accidents involving children take place in schools. School insurance, which is decided by 85 percent, can protect against the effects of accidents occurring inside and outside school. parents – according to the research conducted by ARC Rynek i Opinia for UNIQA Polska. When choosing a policy, they most often pay attention to benefits for detriment to health and reimbursement of treatment costs. Insurers are expanding their offer with new options, including for falling ill with COVID-19 or OC in private life. A novelty is also insurance against hate on the Internet, which covers, among others, legal and psychological assistance for a child.

"When choosing school insurance for their children, parents most often pay attention to the limits and sums insured for benefits such as bodily injury, hospital stay, or reimbursement of treatment and rehabilitation costs. This coincides with the damage statistics, as much as 64 percent of all claims reported under school insurance are related to bodily injury. About 13 percent is hospital benefit and 9 percent is reimbursement for treatment and rehabilitation costs," Jacek Rink, UNIQA Product Development and Market Research Team Manager, said.

This year, over 4.5 million students started their education. For most of them, parents will take out additional insurance. According to the study by ARC Rynek i Opinia, commissioned by UNIQA Polska, only 8 percent of them claim that their child does not have such insurance and that the reason is the lack of an appropriate offer and need.

(Newseria)