Average debt of Poles increasing: KRD
22:45
Who is the statistical Polish debtor? It has about PLN 24,700 of unpaid liabilities, lives in the city, and is a man – this is the image of a middle-aged debtor emerging from the data of the National Debt Register of the Economic Information Bureau. (KRD)
The total arrears of people between 36-59 years of age currently amount to PLN 32.6 billion. The record holder, a resident of the Pomeranian Voivodeship, is indebted to almost PLN 76 million, according to the study "Debt of Poles", conducted at the request of the KRD by IMAS International, a company dealing with market and public opinion research.
Three years ago, both the total and average arrears of people between 36-59 years old were smaller and amounted to PLN 28.7 billion and PLN 21,000, respectively. Compared to the previous data, The number of debtors is slightly smaller – by about 50,000. So there are fewer people in debt, but for larger amounts.
Nearly one-third of those who have arrears admit that they are unable to pay them back, and twice as many feel overwhelmed by them. A minority of debtors – less than a third – do not feel any discomfort with their situation.
The residents in the Mazowieckie, Śląskie and Dolnośląskie voivodeships have the greatest arrears. These three voivodeships are responsible for over one-third of the debts in the analyzed age group. Moreover, city dwellers are more indebted than rural residents. Out of the total amount of PLN 32.6 billion of debts, as much as PLN 26.3 billion, i.e. 80 percent, is attributable to people living in cities. There are three times more men than women among middle-aged debtors.
