Women invest more prudently than men: research

43 percent of women and 46 percent of men believe that investing is a good way to multiply capital. However, the knowledge of Poles about investments is moderate – both ladies and gentlemen admit deficiencies in this respect. Women, however, are more likely to say that it is not worth getting involved in something that is not understood, while men are more likely to invest despite their ignorance. The caution of women and the tendency to take risks in men are attitudes that can also be seen in other aspects of their savings and investment strategies.

The research carried out by SW Research commissioned by Aion Bank showed the attitude of Polish women toward multiplying money. It turns out that both women and men approach saving money in a similar way – most willingly they simply keep money in a bank account (70 percent vs 69 percent), savings account, or bank deposit (42 percent vs 44 percent), and in the form of cash at home (40 percent vs 39 percent).

Ladies are less likely to continue investing in resources that exhibit a greater risk of loss carry-over. The study shows that in a situation where the investment does not bring profit for 12 months, women are more likely to withdraw from it, even if they were to lose 70 percent of the funds committed so far. Men, in turn, declare that in such a case they would invest additional funds – up to 50 percent of the amount they have already put into the resource.

(WBJ)