Poland has relatively low housing costs, but severe overcrowding and limited space. Although 75% of Poles own homes without mortgages, this reflects privatized municipal and cooperative housing and inherited properties rather than easy access for new buyers. New-build prices rose about 88% between Q1 2019 and Q1 2026. Poles have an average of 1.2 rooms per person, compared with 1.7 in the EU, while 31% live in overcrowded homes. Among 25- to 34-year-olds, 51% still live with their parents.

Experts say affordability requires more than building apartments. EU recommendations include renovating older housing, cost-rental schemes, public land banks, modular construction, better planning, and regulating short-term rentals. Location, energy, transport, and service costs must also be considered.

(pb.pl)


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