State of open banking payments in Europe in 2021: report

Noticing an increased appetite for open banking, especially for payment initiation services, Salt Edge has created a report that presents the current state of open banking in Europe, with a particular emphasis on payments. One might expect more things to have been achieved in these 2 years, yet we identified interesting dynamics compared to 2020. The APIs’ quality and availability have greatly improved, with the top 10 EU countries having rates ranging from 97.61-91.12 percent.