Homebuilding aid expands

Poles planning to build a home in 2026 can tap several state-backed programs that reduce construction costs and improve financing options. The flagship Moje Ciepło scheme offers non-repayable subsidies covering 30–45% of eligible heat pump costs—up to PLN 21,000 for ground and water systems and PLN 7,000 for air pumps—provided the home meets energy-efficiency standards.