A recent Young Money Matters report focused on the financial habits, attitudes, and information sources of Poles aged 18-35. The survey was conducted for Cook Communications by GFK in May 2024 with 500 participants. The study shows that 65% are employed full-time, with 51% earning below the national average of PLN 7,768. A significant portion (56%) live with families, and 32% reside with parents. The most common expense is food (26%), followed by savings (17%). A quarter have savings covering less than a month’s expenses, while another quarter have savings for over six months.
Cash remains the primary form of holding assets (72%), and savings accounts are the top financial product (58%). Interest in cryptocurrencies, stocks, and bonds ranges between 15-21%. 15% have experienced or know someone impacted by financial fraud, mainly involving cryptocurrencies. Most young people (66%) rely on the internet for financial information, and only 8% receive advice from school.
Despite economic concerns, 70% feel confident in achieving their financial goals, though only 20% prioritize sustainability, and over half are unfamiliar with ethical investing.