Polish citizens are awaiting interest rate cuts, but the timing remains uncertain due to various factors such as the Monetary Policy Council's decisions and market conditions. A survey by VeloBank found that 43% expect interest rates to decrease by the second half of 2025, while 37% are unsure about the council's decisions. Currently, the main interest rate is 5.75%, down from 6.5% in July 2022, after two rate cuts. The council has maintained stable rates since October 2022.
Only 4% expect cuts in the first half of 2024, while others anticipate cuts in late 2024 or 2025. Men and individuals with higher education tend to be more optimistic about early rate cuts. Many analysts predict that rates will remain unchanged this year, with possible movement in autumn.
Source: 300gospodarka.pl