17:13 26 May 2025
Housing prices continue to rise
Despite rising costs and weakening buyer enthusiasm, housing prices in Poland continue to climb. According to Lendi expert Artur Ziółkowski, this trend is driven by a persistent housing shortage—estimated at 1.5 to 2 million units—combined with increasing construction and labor costs. Although demand has cooled since the end of the "Safe Loan 2%" program in early 2024, purchasing power remains strong.
Over 70% of home purchases are mortgage-financed, making bank lending policies crucial in shaping demand. Ziółkowski notes that unless significant disruptions occur, such as tighter credit or major economic shifts, housing prices are unlikely to drop dramatically. Corrections may happen, but long-term growth remains supported by structural market imbalances and financial accessibility.
