PKO BP among the most stable institutions in Europe following stress test
European stress test results confirmed that PKO Bank Polski is among the most stable institutions in Europe, with no threat to its stability under the shock scenario. The 2025 EBA tests covered 64 banks, including PKO BP and Bank Pekao, assuming a deep 6.3% EU recession, higher inflation, 5.8 p.p. unemployment rise, asset price declines, and €550B in potential losses.
PKO BP’s CET1 ratio rose from 15.58% in 2024 to 16.32% in 2027, consistently generating profits to strengthen capital. Bank Pekao’s CET1 reached 20.03% (baseline) and 17.03% (adverse), both well above regulatory requirements. Poland’s KNF noted that high interest income, conservative dividend policy, and strong capital buffers ensure sector resilience even in crisis scenarios.
(pb.pl)
