75% of savings for Poles intended for unforeseen expenses or job loss
Poles are becoming more cautious in managing their finances. According to a new BIG InfoMonitor study, 75% of savings are now intended as a buffer against unexpected expenses or loss of income, showing that financial security has become a priority. 44% save for unforeseen costs, and 31% for possible job loss. Saving for enjoyment is secondary: 18% save for retirement, 17% for holidays, and 15% for health. However, financial cushions are shrinking—32% of households had to use their savings in the past six months to cover basic needs such as food and bills, reflecting rising living costs and pressure on purchasing power.
Experts warn that savings are increasingly used to maintain day-to-day liquidity rather than long-term stability.
