A recent report titled "Financial Liquidity of SMEs in Construction 2025" reveals that 73% of small and medium-sized construction companies in Poland must use their own funds before receiving the first payment from investors. Furthermore, 67% face delays in payments, often waiting 44 days or more despite issuing invoices quickly—69% do so within a week of completing work.

Only 27% of firms get paid on time. Main causes include investor delays and lengthy approval procedures. To manage cash flow, companies rely on working capital loans (31%), leasing (27%), and deferred payments (29%). Additionally, 60% now accept skonto—invoice discounts for early payment—as a strategy to maintain liquidity and reduce financial risk.

(wnp.pl)


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