XTB Removes Currency Exchange Fees on Multi-Currency Cards, Challenging Revolut

XTB has eliminated the 0.5% currency exchange fee on its new multi-currency card product, positioning itself as the most affordable option in Poland for foreign currency transactions. The move comes just two months after the card's launch and aims to attract users seeking cost-effective international payments.e
The multi-currency card allows payments from virtual wallets in seven currencies, including PLN, EUR, and USD, with no additional conditions or limits on commission-free exchanges. While XTB still charges a 0.5% exchange fee on its brokerage platform, the fee waiver applies exclusively to the new card.