BNP Paribas BP not worried about outflow of funds after introduction of OKI
BNP Paribas Bank Polska does not expect an outflow of client funds after the Ministry of Finance introduces its planned new investment product—the Personal Investment Account (OKI)—in mid-2026, according to CEO Przemek Gdański. While full details of the program are not yet public, current knowledge suggests no threat to the bank’s deposits or current accounts. The OKI will allow tax-free investments of up to PLN 100,000, with a savings portion capped at PLN 25,000. Funds exceeding PLN 100,000 will be subject to a low asset tax of 0.8–0.9%.
Finance Minister Andrzej Domański estimates that OKI could attract around PLN 100 billion within its first three years.
