18:09 24 January 2026
Lawsuits filed in relation to WIBOR index is growing
Polish courts may soon face another serious challenge as interest grows in lawsuits related to the WIBOR benchmark used in złoty-denominated loans. Experts warn that a surge in such cases could further overload an already strained judiciary, potentially leading to paralysis similar to the wave of Swiss-franc mortgage litigation. While banks could reduce risks by proposing contract changes or settlements, observers doubt consumers will be offered favorable terms. Specialists also caution against pseudo-legal firms using misleading marketing to encourage lawsuits without explaining risks.
Structural problems — especially staff shortages — already delay hearings by years. Some experts argue WIBOR cases are not a systemic issue and will not match the scale of franc loans, but call for specialized financial court divisions to handle disputes more efficiently and prevent wider disruption.
