More than half of Poles expect financial problems
Global conflicts are increasingly affecting Poles’ sense of financial security. A CRIF survey found that 53% expect the Middle East conflict to significantly affect their finances, while 46% cite the war in Ukraine. Overall, 76% believe geopolitical developments will hurt their personal finances — the highest share among the five European countries surveyed. Inflation and rising living costs concern 48%, while 71% are increasingly worried about financial fraud and cybercrime. Despite these fears, most Poles remain relatively optimistic: only 24% expect their financial situation to worsen over the next year. To manage pressure, many seek discounts, reduce savings contributions, or use existing savings. Most also believe financial services support economic growth and favor greater European financial independence.