3:09 13 March 2026
PKO BP profit record
Poland’s largest bank, PKO BP, reported a record PLN 10.7 billion net profit for 2025, the highest in the history of the country’s banking sector and nearly 15% higher year-on-year despite PLN 4.4 billion in provisions related to foreign currency loans. Return on equity reached 19.5%.
Fourth-quarter profit totaled PLN 2.715 billion, exceeding analyst expectations and rising from PLN 2.446 billion a year earlier. Net interest income fell 2.5% year-on-year to PLN 6.026 billion, while fee and commission income reached PLN 1.367 billion, up 8.2%.
Customer financing increased over 11% to PLN 327 billion, with retail lending up 12% and corporate lending nearly 9%. Customer savings climbed 14.4% to PLN 691 billion, with the bank now holding roughly a quarter of Polish household savings.
PKO BP ended 2025 with 12.5 million customers after adding 327,000 during the year and aims to maintain strong lending growth despite lower interest rates and higher corporate taxes.
