3:57 29 January 2026
Investment surge ahead
Poland is entering a phase of accelerating growth, says Szymon Midera, CEO of PKO BP, who expects a sharp rise in investment activity in 2026. Bank data already show a steady increase in corporate lending, with investment growth forecast to double from about 6% to 12% year on year. Supported by EU recovery funds, solid GDP growth of 3.5–4%, a strong labour market and falling interest rates, investment is becoming a key engine of the economy.
For banks, however, the environment is shifting. Rapid rate cuts are ending the era of easy profits from bond yields and interest margins. Midera argues this is the final call for the sector to transform its business model toward active client financing and higher transaction volumes.
PKO BP is responding with its largest-ever investment programme, focusing on technology, digital services, customer experience and branch modernisation, while expanding corporate banking abroad. The winners, Midera says, will be banks that adapt fastest.
Source: money.pl
