Investments in apartments no longer profitable
Poland’s housing market is no longer the obvious choice for investors seeking fast and secure profits. Between 2013 and 2021, buying apartments for rent or resale was considered safe and highly profitable, with investors accounting for about 30 percent of primary market interest in 2023. By the third quarter of 2025, this share fell to 11 percent. High interest rates and attractive alternatives such as bonds and bank deposits have reduced rental yields, typically 4 to 5 percent gross, making them less competitive. Price stagnation since mid 2024 and regulatory uncertainty, including tax changes, have further discouraged investors.
The market is now driven mainly by buyers purchasing homes for their own use.