21:09 15 September 2025
Social housing at a standstill as housing crisis continues
Poland faces a deep housing crisis, yet social housing (TBS) remains underused and marginalized. Despite nearly 200,000 dwellings completed in 2024 (down 10.6% year-on-year), TBS firms—about 300 nationwide—have built only ~100,000 units since 1996. They offer safe, low-rent housing (~22 PLN/m²) compared to private rentals (~64–66 PLN) or institutional rentals (~88 PLN), but suffer from slow procedures, minimal state support, and scarce financing. Many families cannot afford rent or mortgages (average loan costs exceed PLN 4,700 monthly), making housing access precarious.
Experts argue that TBS could become a key pillar of housing policy if government unlocked funding, streamlined rules, and treated social housing as a national priority rather than a niche project.
